Start with voluntary boundaries and a five-minute setup.
Open largerA shared money meeting system with separate private check-ins
Turn the totals and topics you both choose to share into clear decisions, dated actions, and a shared archive — without account merging, partner scoring, or embedded private check-ins.
Everforge Couples Money Meeting System
- Record only the totals and topics everyone chooses to share.
- Give every action an owner and a due date, or mark it Deferred.
- Keep optional private check-ins in separate local files.
- Build a shared-only archive of decisions over time.
- Use neutral checks that review the record without scoring either person.
Local files
No bank connection or subscription.
Visible formulas
Nothing hidden behind a black box.
Real screens from the files you get
A repeatable meeting rhythm for couples and shared households, built around consent and voluntary disclosure.
Enter only shared totals and topics.
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Give every shared action an owner/date or mark it Deferred.
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Keep a shared-only decision record.
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Review the shared record without scoring either person.
Open largerFiles in this download
- Editable Microsoft 365 Excel desktop workbook — shared meeting record, action log, shared-only archive, and neutral checks.
- Shared fillable PDF — a focused record, three action entries, and a close-out checklist.
- Separate optional private check-in PDF — a local solo reflection file.
- US Letter and A4 print packs.
- Start Here PDF covering first use, privacy, consent, and stop states.
- Twelve agenda variations and neutral scripts.
Your first session
- 1Read Start Here and agree on a voluntary shared scope.
- 2Keep optional private check-ins in separate local files.
- 3Enter only totals and topics everyone chooses to share.
- 4Record a decision and give each action an owner and due date, or choose Deferred.
- 5Copy the shared-only snapshot into the static archive and save a clean next-cycle copy.
Is this the right tool for you?
Good fit
Couples and shared households using shared, separate, or mine/yours/ours finances who want a repeatable meeting rhythm without turning one person into the finance department.
Not designed for
Not for compelled disclosure, monitoring another person, therapy, mediation, legal agreements, account aggregation, financial recommendations, or an unsafe situation. Stop using the shared workflow if participation is pressured or a shared record could make anyone less safe.
What this product does and does not do
- The editable workbook is designed for current Microsoft 365 Excel desktop on Windows or macOS. Excel for the web, Google Sheets, and Apple Numbers are unsupported.
- PDFs need a PDF app that supports fillable forms to enter and save values.
- This tool does not make financial recommendations, aggregate accounts, encrypt files, prevent conflict, diagnose abuse, or monitor anyone.
- For educational and planning purposes only; not financial, investment, tax, or legal advice.
License
Personal and household use only; no resale, redistribution, public sharing, sublicensing, or commercial use. Fixes and minor updates may be issued at Everforge Studio's discretion for v1.x. Refunds follow the store policy shown at checkout.
See the refund policy and terms.
Common questions
Do we need to merge accounts?
No. Use only the totals and topics everyone chooses to share.
Where do private reflections go?
The optional private check-in is a separate local PDF. Shared files have no automated import and no embedded private-check-in fields. The product does not encrypt files.
Can we use it with separate finances?
Yes. Separate finances are a valid boundary; use only the shared topics that fit your household.
Does it tell us what financial decision to make?
No. It organizes a conversation and follow-through; it does not provide financial recommendations.
Can we use it when disclosure feels pressured?
No. Stop using the shared workflow when participation is not voluntary, disclosure is pressured, someone expects to monitor another person, or a shared record could make anyone less safe.
Can I share it with clients or a class?
No. The license is for your personal household only.
A shared money meeting system with separate private check-ins
A repeatable meeting rhythm for couples and shared households, built around consent and voluntary disclosure.
For educational and planning purposes only; not financial, investment, tax, or legal advice. Verify your own inputs and consult a qualified professional for decisions specific to you.